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Contact Maximum FICO Score – Free Credit Repair Consultation | Bakersfield, CA
Free Credit Consultation

Contact Maximum FICO Score – Credit Repair Support & Free Consultation

Get answers fast — call, email, or fill out the form below to start your free credit analysis. We serve Bakersfield, CA and clients nationwide.

✔ CROA Compliant ✔ FCRA Compliant ✔ FDCPA Compliant ✔ Founded 2016 ✔ Nationwide Service

Our Contact Information

Maximum FICO Score is based in Bakersfield, California and serves clients across the United States. Reach us by phone, email, or the form on this page. All new inquiries receive a free credit analysis with no obligation.

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Customer Support

661-505-8085 Monday – Friday, 9 AM – 6 PM PT
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General Inquiries

contact@maximumficoscore.com
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Client Support

support@maximumficoscore.com For existing clients
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Office Address

4646 Wilson Road, Suite 101
Bakersfield, CA 93309

Start Your Free Credit Analysis

Fill out the form below and a credit specialist will contact you within one business day to schedule your free credit analysis. No obligation. No upfront fees.

Not ready to fill out a form? Skip the wait — book a free online assessment directly with a credit specialist or go straight to your personalized credit plan.

How to Get Started with Maximum FICO Score

Getting started is simple. Here is exactly what happens from the moment you contact us to the moment credit repair work begins — all in compliance with the CROA and FCRA.

1

Contact Maximum FICO Score

Call 661-505-8085, email contact@maximumficoscore.com, or fill out the contact form on this page. A credit specialist will respond to schedule your free credit analysis — no obligation, no upfront fees.

2

Receive Your Free Credit Analysis

A credit specialist reviews your situation at no charge. They identify inaccurate, incomplete, or unverifiable items on your Equifax, Experian, and TransUnion credit reports that may be eligible for dispute under the Fair Credit Reporting Act (FCRA), 15 U.S.C. § 1681i.

3

Review Your Written Contract

Before any work begins, Maximum FICO Score provides a written contract as required by the Credit Repair Organizations Act (CROA), 15 U.S.C. § 1679d. The contract clearly lists all services, fees, and your three-day right to cancel under 15 U.S.C. § 1679e. No fees are charged before services are completed.

4

Choose Your Plan

Select the month-to-month plan — which allows cancellation at any time with no fee — or the flat-fee plan, which includes a full six-month satisfaction guarantee. Both plans follow every CROA requirement.

5

Credit Repair Work Begins

Maximum FICO Score begins disputing inaccurate, incomplete, or unverifiable items with Equifax, Experian, and TransUnion using only FCRA-authorized methods. Each bureau must investigate disputes within 30 days under FCRA, 15 U.S.C. § 1681i. You receive updates throughout the process.

Our process is transparent, ethical, and fully backed by federal law. Ready to take the first step toward better credit?

What Makes Us Different

Maximum FICO Score specializes in credit improvement — not traditional credit rebuilding. We use only legal dispute methods under the FCRA and operate in full compliance with all three major federal consumer protection laws.

CROA Compliant

We follow the Credit Repair Organizations Act (CROA), 15 U.S.C. §§ 1679–1679j. No upfront fees. Written contracts. Three-day cancellation right. Always.

15 U.S.C. §§ 1679–1679j

FCRA-Based Disputes Only

Every dispute we file uses only methods authorized by the Fair Credit Reporting Act (FCRA), 15 U.S.C. § 1681i. We dispute inaccurate, incomplete, or unverifiable items — nothing more.

15 U.S.C. § 1681i

FDCPA Informed

We educate every client on their rights under the Fair Debt Collection Practices Act (FDCPA), 15 U.S.C. § 1692, so they can stop harassment from debt collectors during the repair process.

15 U.S.C. § 1692

Free Analysis — No Obligation

Every new client receives a free credit analysis before any contract is signed. Under CROA, 15 U.S.C. § 1679c, we must inform you of your right to dispute errors yourself for free before we begin.

CROA § 1679c

Satisfaction Guarantee

Month-to-month clients can cancel anytime. Flat-fee clients receive a full six-month satisfaction guarantee. We continue working at no extra charge if you are not satisfied.

Founded 2016

Nationwide Service

Based in Bakersfield, CA, Maximum FICO Score serves clients in all 50 states. Remote services are available for clients outside the Bakersfield area.

Bakersfield, CA 93309
100K+
Clients served since 2016
9+
Years in operation
3
Federal laws we comply with
$0
Upfront fees charged before services begin

Contact & Getting Started FAQ

How do I contact Maximum FICO Score?

You can contact Maximum FICO Score by phone at 661-505-8085, by email at contact@maximumficoscore.com, or by filling out the contact form on this page. The office is located at 4646 Wilson Road, Suite 101, Bakersfield, CA 93309. A free credit analysis is available to all new inquiries.

Is the initial credit consultation at Maximum FICO Score free?

Yes. Maximum FICO Score offers a free initial credit analysis to all new clients. This is consistent with the Credit Repair Organizations Act (CROA), 15 U.S.C. § 1679c, which requires that consumers be informed of their rights — including the right to dispute errors themselves for free — before any services begin.

Does Maximum FICO Score serve clients outside of Bakersfield, CA?

Yes. Maximum FICO Score serves clients nationwide across the United States, in addition to its home base in Bakersfield, CA. Services are delivered remotely for clients outside the Bakersfield area.

What happens after I submit the contact form?

After submitting the contact form, a Maximum FICO Score credit specialist will review your information and reach out to schedule your free credit analysis. During that call, the specialist will review your credit situation, explain your options, and outline the services available — all with no obligation to enroll.

What should I have ready before contacting Maximum FICO Score?

Before contacting Maximum FICO Score, it helps to have a general sense of your credit concerns — such as specific negative items you want disputed, your current credit score range if known, and any creditor or collection accounts you have questions about. You do not need your credit reports in hand before the initial call.

Is Maximum FICO Score compliant with federal credit repair laws?

Yes. Maximum FICO Score operates in full compliance with the Credit Repair Organizations Act (CROA), 15 U.S.C. §§ 1679–1679j, the Fair Credit Reporting Act (FCRA), 15 U.S.C. § 1681, and the Fair Debt Collection Practices Act (FDCPA), 15 U.S.C. § 1692. No fees are charged before services are completed. Written contracts are provided to all clients. Every client receives a three-day right to cancel.

Ready to Take the First Step?

Reach out today for your free, no-obligation credit analysis. Call, email, or schedule a consultation — we serve Bakersfield, CA and clients nationwide. No upfront fees.