Why Thousands Trust Maximum Fico Score
For nearly a decade, we've helped consumers across all 50 states reclaim their financial future through ethical, transparent credit repair — backed by a 90-day money-back guarantee.
Six Reasons Clients Choose Us
We're not your typical credit repair company. Here's what makes Maximum Fico Score different.
Ethics-First Approach
Founded on consumer advocacy in 2016, we follow every letter of the FCRA and FDCPA. No shortcuts, no shady tactics — just honest work that holds up to scrutiny.
Real, Documented Results
Thousands of clients have improved their credit profiles through our program. We focus on what's verifiable, accurate, and legally disputable on your reports.
Education-Focused
We don't just fix scores — we teach you how credit works so you keep what we build. Free educational resources, tools, and ongoing guidance for life.
90-Day Money-Back Guarantee
If we can't deliver results within 90 days, you don't pay. We stand behind our work because we know it works — and we put our money where our mouth is.
Nationwide Coverage
Headquartered in Bakersfield, CA, we serve clients in all 50 states. Wherever you are, our team is just a phone call or email away — every business day.
Personal, Dedicated Service
You're not a case number. Every client gets a dedicated specialist who knows your file, returns your calls, and walks you through every step of the process.
How We Compare
See how our approach stacks up against typical credit repair companies.
| Feature | Maximum Fico Score | Typical Companies |
|---|---|---|
| 90-Day Money-Back Guarantee | ||
| FCRA & FDCPA Fully Compliant | Sometimes | |
| BBB A+ Accredited | Rare | |
| Free Credit Education Hub | ||
| Dedicated Personal Specialist | Call Center | |
| Transparent, Upfront Pricing | Hidden Fees |
Simple, Transparent, Effective
Three clear steps from first conversation to a stronger credit profile.
Free Credit Assessment
We pull and review your three-bureau report together. No pressure, no obligation — just an honest look at where you stand and what's possible.
Custom Strategy
Your dedicated specialist builds a tailored plan targeting inaccurate, unverifiable, or outdated items legally disputable on your reports.
Transparent Results
Track progress through your client portal in real time. See every dispute, every response, every win as it happens — no black box.
Our 90-Day Money-Back Guarantee
If you don't see meaningful changes on your credit report within 90 days of starting your program, we'll refund every dollar you've paid. No fine print. No runaround. Just our word — and our reputation.
CROA Disclosure: We cannot guarantee specific results or score increases. Individual results vary based on your credit profile.
Ready to Restore Your Credit?
Take the first step today with a free, no-obligation credit assessment. Our team will review your report, explain your options, and answer every question — in plain English.
Or call us directly: 661-505-8085Important Disclosures: Maximum Fico Score is a credit repair organization operating in full compliance with the Fair Credit Reporting Act (FCRA), Fair Debt Collection Practices Act (FDCPA), and Credit Repair Organizations Act (CROA). We do not guarantee the removal of any specific item, any loan approval, or any specific credit score increase, and we cannot remove accurate, verifiable information. You have the right to dispute inaccurate information directly with Experian, Equifax, and TransUnion at no cost. You may cancel services within 3 business days of signing, penalty-free. Our 90-day money-back guarantee applies when no items are removed within 90 days of enrollment. Results vary by individual credit profile. Learn more at the FTC: ftc.gov. This content is educational only and does not constitute legal or financial advice.