Our Commitment to Transparent Service
Maximum Fico Score provides credit education, dispute assistance, and credit report guidance to help clients better understand their credit. Please review our Refund & Cancellation Policy for details regarding our terms. Because outcomes depend on independent investigations conducted by TransUnion, Experian, and Equifax, we do not guarantee specific credit score increases, deletions, or results.
90-Day Satisfaction Assurance
If you are not satisfied with your service experience during the first 90 days of enrollment, you may request a refund review.
This policy is based on service quality — not credit outcomes.
Eligibility for Refund Consideration
Refunds may be considered if:
- Services were not delivered as described
- Dispute assistance was not performed
- You cancel within the first 90 days
- Written notice of dissatisfaction is provided
Important Clarifications
Refunds are NOT based on:
- Credit score changes
- Number of deletions
- Bureau decisions
- Creditor responses
- Loan approvals
Refund Limits
- Must be requested within 90 days
- Limited to fees paid during first 90 days
- Setup/admin fees may be non-refundable once work begins
- Processed within 7–10 business days
Cancellation
Cancellation
Call 661-505-8085 or email support@maximumficoscore.com to cancel anytime.
Terms & Conditions
Agreement to Services
By enrolling with Maximum Fico Score, you agree to receive credit education, dispute assistance, and consulting services. We do not provide legal advice or guarantee outcomes.
No Guarantees
Credit results vary based on reporting accuracy, creditor verification, and consumer behavior. No specific score increases or deletions are promised.
Client Responsibilities
Clients agree to:
- Provide accurate information
- Make payments on time
- Respond to document requests
- Review communications
Payments
Fees are billed according to your selected plan. Failure to pay may result in suspension or cancellation of services.
Cancellation
You may cancel anytime without penalty. Future charges stop after cancellation confirmation.
Limitation of Liability
Maximum Fico Score is not liable for actions taken by creditors, lenders, or credit bureaus.
Governing Law
These terms are governed by the laws of the State of California.
Privacy Policy
Information We Collect
We may collect:
- Name
- Address
- Phone number
- Credit report information
- Payment details
How We Use Information
Information is used to:
- Provide services
- Communicate updates
- Process payments
- Improve customer support
- Comply with legal obligations
Data Protection
We use secure systems and safeguards to protect your personal information.
Information Sharing
We do not sell personal information. Data may be shared only with service providers or when required by law.
Cookies
Our website may use cookies to improve performance and analytics.
Your Rights
You may request access, correction, or deletion of your personal information at any time.
Contact
support@maximumficoscore.com
661-505-8085
Consumer Credit File Rights Disclosure
You Have the Right To:
- Obtain a free copy of your credit report
- Dispute inaccurate or incomplete information yourself
- Seek credit counseling services
- Cancel your contract within three (3) business days without charge
Important Notice
You do not need to purchase services to improve your credit. You may contact the credit bureaus directly to dispute inaccurate information.
No Advance Fees
We comply with federal law and do not charge fees before services are performed.
Right to Cancel
You may cancel your contract within three business days of signing for a full refund.
Credit Bureau Contact Information
Equifax – equifax.com
Experian – experian.com
TransUnion – transunion.com