Your 3-Day Right to Cancel

Federal Law Protects You

Under the Credit Repair Organizations Act (CROA), you have the right to cancel your contract with any credit repair organization for any reason within 3 business days from the date you signed it — and receive a full refund.

How to Cancel Within 3 Days

To exercise your 3-day cancellation right, contact us using any of the following methods:

By Phone

Call us at 661-505-8085 during business hours.

By Email

Send your cancellation request to support@maximumficoscore.com

By Mail

Maximum Fico Score
4646 Wilson Road, Suite 101
Bakersfield, CA 93309

If you cancel within 3 business days, you will receive a full refund of any fees paid, no questions asked.

90-Day Satisfaction Guarantee

Our Commitment to You

If you are not satisfied with your service experience during the first 90 days of enrollment, you may request a refund review. This guarantee is based on service quality — not credit outcomes.

Eligibility for Refund Consideration

Refunds may be considered if:

  • Services were not delivered as described
  • Dispute assistance was not performed
  • You cancel within the first 90 days
  • Written notice of dissatisfaction is provided

Important: Refunds Are NOT Based On

  • Credit score changes or improvements
  • Number of deletions achieved
  • Credit bureau decisions
  • Creditor responses
  • Loan approvals or denials

General Cancellation Policy

You may cancel your services at any time without penalty. Here's what you need to know:

  • No Cancellation Fees: We do not charge any fees for canceling your services.
  • Immediate Effect: Once your cancellation is confirmed, all future billing will stop immediately.
  • Work Completed: Any work already completed on your behalf prior to cancellation is not refundable.
  • Confirmation: You will receive a written confirmation of your cancellation via email.

Refund Policy Details

Our refund policy is designed to be fair and transparent:

Timeframe

Refund requests must be submitted within 90 days of enrollment to be considered.

Refund Limits

Refunds are limited to fees paid during the first 90 days of service.

Setup Fees

Setup/administrative fees may be non-refundable once work has begun on your case.

Processing Time

Approved refunds are processed within 7-10 business days.

How to Request a Refund

To request a refund, please follow these steps:

  1. Contact Us: Reach out via phone at 661-505-8085 or email at support@maximumficoscore.com
  2. Provide Information: Include your full name, enrollment date, and reason for the refund request
  3. Review Process: Our team will review your request within 5 business days
  4. Decision: You will receive a written response regarding your refund request
  5. Processing: If approved, your refund will be processed within 7-10 business days

Your Consumer Rights

As a consumer, you are protected by federal and state laws. Maximum Fico Score is committed to full compliance with all applicable consumer protection laws, including:

CROA

Credit Repair Organizations Act protects your right to cancel within 3 days and prohibits upfront fees.

FCRA

Fair Credit Reporting Act ensures accuracy and privacy of your credit information.

CCPA

California Consumer Privacy Act gives you control over your personal data.