Thank You for Your Time
Thank You for Contacting Máximo Puntaje FICO score
We greatly appreciate your time today. As per our conversation, here is everything you need to make the right decision for you and your family — pricing, your scheduled consultation, and answers to the questions most clients ask after their call.
Below you'll find three plan options, your scheduled consultation time (you can reschedule if needed), and direct answers to the questions most callers think about after they hang up. Take your time.
Precios transparentes
Choose the Plan That Fits Your Goals
No hidden fees. No surprise charges. The price you see is the price you pay — protected by our 90-day progress guarantee and the Credit Repair Organizations Act (CROA).
- Full 3-bureau credit file analysis
- FCRA-compliant dispute strategy
- Monthly account challenges to all 3 bureaus
- Account activity tracking & updates
- Direct line to your specialist
- 90-day progress guarantee
- Everything in the Emerald Plan
- Aggressive dispute strategy & escalation
- Creditor & collector intervention letters
- Goodwill & pay-for-delete negotiation support
- Priority specialist response
- Score-building roadmap (cards, utilization, AZEO)
- 90-day progress guarantee
- Everything in the Maximum Impact Plan
- 6 full months of work — paid once, upfront
- Most aggressive dispute & escalation track
- VIP specialist access & same-day response
- Identity-theft & mixed-file support included
- Best total value if you're committed to fixing it now
- 90-day progress guarantee
¿No sabe qué plan le conviene?
Here's a quick way to think about it. Most clients pick based on two things: their monthly budget and how quickly they need results.
Choose Emerald If…
You want to start small, keep monthly costs low, and aren't in a rush. You'll see steady progress on basic dispute work over time.
Choose Maximum Impact If…
You want faster, deeper results and don't mind paying a bit more monthly. Best for buying a home, refinancing, or fixing tough negative items.
Choose Optimum If…
Puede pay once and want it done within 6 months. Best total value if you're 100% committed and want the most aggressive track.
Your Free Consultation
Confirm or Reschedule Your Appointment
Your specialist already booked your one-on-one consultation. If you need to change the time, pick a new slot below — it takes 30 seconds and you'll get an instant confirmation.
It's Okay to Take a Moment
Every client we've ever helped started with the same questions you're asking right now. Here's what we tell them.
"I want to talk to my spouse first."
That's the right call. Credit repair affects your whole household — your buying power, your interest rates, your future. Use the "Share with my spouse" option below to send this exact page to them. They'll see the same pricing, the same plans, and the same 90-day guarantee you do. Decide together.
"Let me think about it."
Take your time. The information on this page isn't going anywhere — bookmark it. But know this: credit repair is most effective when it starts soonest. Negative items continue aging on your report whether you take action or not. Every month you wait is a month you could have been improving instead.
"Can I really afford this right now?"
Look at the Plan Esmeralda at $94.99 per month. That's about $3 a day — less than most coffee runs. And here's the math most people miss: a 50-point score increase typically saves $80–$200 a month on a future mortgage, $40–$100 a month on a car loan, and lower premiums on auto insurance. The plan often pays for itself many times over within the first year of better credit.
"What if it doesn't work?"
Then we keep working at no extra cost. Our 90-Day Progress Guarantee means if you don't see measurable improvement in your first 90 days of active service, we continue the work until you do. We don't succeed unless you do — and we've held that promise since 2016.
"Is this even legal?"
Yes — and we operate in full compliance with the Fair Credit Reporting Act (FCRA), the Fair Debt Collection Practices Act (FDCPA), the Credit Repair Organizations Act (CROA), and the Telemarketing Sales Rule (TSR). Every dispute we file is grounded in your consumer rights under federal law. The BBB has rated us A+ since 2016.
What Your Current Score Is Costing You
A lower credit score isn't just a number — it's a real, measurable monthly tax on your finances. Here's what the average client we help is overpaying every single month.
Estimates based on industry averages from FICO, MyFICO, Experian, and Federal Reserve consumer credit data. Your actual savings depend on your situation, lender, and final credit profile.
Our 90-Day Progress Promise
Every Maximum FICO Score client is protected by our 90-Day Progress Guarantee. If you don't see measurable improvement to your credit profile within the first 90 days of active service, we will continue working on your file at no additional cost until you do. We've stood behind this promise since 2016 — and we have the BBB A+ rating to show for it.
After-Call Questions, Answered
The questions clients almost always ask after they hang up — answered honestly.
Ready When You Are
Your Credit Doesn't Have to Define Your Future
Whether you're ready to start today, want to lock in your consultation, or just need to talk it over first — we're here. Pick what works for you.
📞 Call Us: 1-661-505-8085