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Most people think paying bills on time is all it takes. The AZEO (All Zero Except One) method is a little-known FICO strategy that could push your score above 800 — legally and quickly.
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The AZEO method — short for All Zero Except One — is a credit utilization strategy that can push your FICO score past 800. You pay all your credit card balances to $0 before the statement closing date, except for one card that carries a tiny balance of $5 to
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